This handbook is a guideline for the parent of today to teach your child how to become and how to continuously practice being financially independent and self-sustainable.

Sometimes the smallest step in the right direction ends up being the biggest step of your and your child’s life.

Be patient with the children … remember that Rome was not built in one day, but everyday stones were laid. Your direction is more important than your speed. Slow progress is better than no progress. You need to stick to your journey, focus on the process but keep the end result in mind. True growth takes time.